Investment Update - June 2025
This is the 6th post of the monthly family investment update. The post tracks the performance in the month of June, 2025. The first post contains some explanation of why and how we are doing this.
Overall, our family investment asset continues the growth trend started last month. It grows from 108.30 to 113.28 by the end of June, with a positive growth of 2.55%. The growth tails at that of last month (6.09) and is similar to that of April (2.41).
A breakdown of growth by investment type is as follows:
| Name | Growth rate (%) |
|---|---|
| Total asset | 2.55 |
| After tax | 2.01 |
| 401(k) | 4.02 |
This time the 401(k) portion trumps over the other, although both are behind the market, where S&P index grows at 5.09% and NASDAQ Comp. at 6.64% (source).
One of the annual goal this year for our investment asset is to lower its portion of stock holdings. The shift reverts a little bit in May:
| Name | Ratio (%) |
|---|---|
| Individual stocks | 35.18% |
| Funds | 28.93% |
| Cash | 41.80% |
The cash portion grows to 41.80% from 37.12% last month. I find the cash position above 40% is a comfortable position for me. I might start investing a bit more into stocks or funds now that I have a little room.