Investment Update - May 2025
This is the 5th post of the monthly family investment update. The post tracks the performance in the month of May, 2025. The first post contains some explanation of why and how we are doing this.
Overall, our family investment asset continues the growth trend started last month. It was 100.47 at the end of last month and 108.30 at the end of this month, with a positive growth of 6.09%. The total value finally climbs over the previous peak (104.85 at the end of January). May has also been the month with the highest growth so far.
A breakdown of growth by investment type is as follows:
| Name | Growth rate (%) |
|---|---|
| Total asset | 6.09 |
| After tax | 6.32 |
| 401(k) | 5.46 |
The After tax portion outperforms the 401(k) portion again this month. The overall growth trails both that of S&P index (6.29%) and NASDAQ Comp. (9.65%) (source).
One of the annual goal this year for our investment asset is to lower its portion of stock holdings. The shift reverts a little bit in May:
| Name | Ratio (%) |
|---|---|
| Individual stocks | 39.07% |
| Funds | 26.39% |
| Cash | 37.12% |
The cash portion declines from 42.26% to 37.12%. This is mostly due to a increase of investment in both individual stocks and funds. Overall I’m still comfortable with the ratio.